Expert Property Insurance Appraisals for Dispute Resolution

Property Insurance Appraisals and Alternate Dispute Resolutions

With nearly 30 years of construction and insurance claim experience, Innovative Imprint provides independent, evidence-driven appraisals and scope reviews for property insurance disputes. We work with policyholders, carriers, contractors, and counsel to reach fair and documented outcomes

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OUr Process

Joshua Smith, Managing Partner of Innovative Imprint, has built and managed businesses in construction, HVAC, and insurance adjusting for nearly three decades. Having assisted clients in more than 350 claims, including losses up to $10 million, he brings deep expertise in inspections, scope development, and negotiation. His background as both a public adjuster and independent adjuster ensures a balanced perspective that focuses on clarity, accuracy, and resolution.

Services Overview

Appraisals

Independent evaluation of the amount of loss based on on-site inspections, photographs, and Xactimate estimates. Experience includes residential and commercial claims involving wind, hail, fire, and water damage.

Umpire Services

Neutral, fair, and timely decision-making in disputed claims, backed by years of adjusting experience for both carriers and insureds.

Estimate & Scope Review

Line-by-line analysis of estimates to confirm accuracy, code compliance, and completeness. Skilled in Matterport measurement, hand-drawn sketches, and detailed Xactimate scopes.

Desk & Field Adjusting

Independent adjustment services, including full interior and exterior inspections, scope writing, and negotiation of claims up to seven figures.

Dispute Resolution Support

Guidance through the appraisal clause process, documentation organization, and claim preparation for a smoother path to resolution. Note: Not a law firm and does not provide legal advice.

Process Section

  1. Intake & Document Review – Collect policy details, estimates, and supporting evidence.
  2. Inspection & Measurement – On-site review, photos, and measurements with Matterport or hand sketches.
  3. Estimate & Rationale – Xactimate scope with supporting documentation and reasoning.
  4. Appraisal / Umpire Review – Present and support position or deliver neutral decision.
  5. Resolution & Close-Out – Provide final documents and scope for claim settlement.

Trust Statement

Trusted for Accuracy • Neutral in Every Claim • Backed by 30 Years of Construction and Insurance Expertise